Allow customer different Credit card billing address for payment

I had requested this issue before and also clarified questions Greg had on this subject. In business hub when we are trying to process credit car payment the system uses profile address. We want to be able to enter a different address if credit card billing address is different. Allow same option at the customer end also.

We are going through this headache at least one a month and all my sales staff is really frustrated having to change the profile address then process the card and then change it back. This is an old request so please add it to .506

Below is my email screen shot from a customer who is not able to pay...